What is Worker's compensation insurance?
Worker's compensation insurance is used to pay your medical bills if you are injured at work. Workers' compensation is an insurance policy, paid by your employer for your benefit when any health-related incidents occur during the working hours. The insurance form of workers’ compensation has no co-pays, no deductibles, and no maximums.
What type of accidents are covered?
Worker's compensation covers most types of accidents that occur at work, including slip and falls, blunt force trauma, chemical spills, and many others.
Who is covered by Worker's compensation insurance?
Worker's compensation covers injuries sustained by employees while on the job.
What should I do if I'm injured at work?
Report the accident and any possible injuries to your supervisor.
What benefits can I get?
Worker's compensation will pay for your medical bills as well as any money lost from missed wages.
Does insurance pay my benefits?
Employers are required to carry insurance to cover your medical bills if you are injured at work.
Are there deadlines?
Yes! There are deadlines for reporting your injuries as well as filing any claims. As per the law, you need to notify your employer about your work injury within 30 days of the incident. In case there’s repetitive trauma injury, you should notify your supervisor, someone in the human resources, or the management, as soon as you become aware that you might be getting your symptoms due to your work activities.
It is very important for you to know about labor code section 3600(a) (10). This code states that in case you are injured at work and failed to seek medical attention or haven’t notified your employer regarding the work injury compensation before you receive a notice of termination, then you won't be allowed to file your claim and obtain your workers’ compensation benefits.
Am I responsible for my medical bills?
You may be responsible for small co-pay amounts but the majority of bills associated with your injury.
How long will my benefits last?
Your benefits will last as long as the treatment for the work-related injury.
Do I need a Worker's Compensation attorney?
Yes! As soon as you can after your injury, you should hire a Worker's Compensation attorney. If you live in the Long Beach, CA area, call Gaylord & Nantais today! They will represent your case and make sure you get the compensation you need and deserve.