Employers provide worker's compensation for you in the event you suffer from an injury on the job. This insurance covers your medical bills and living expenses. Although the conditions for receiving these benefits are fairly clear, it's not always easy to get full benefits even when the evidence is obviously in your favor.
Here are some details to know in case you are involved in an accident at work:
Follow Guidelines Carefully
The guidelines for receiving worker's compensation benefits are very rigid, so you cannot afford to take them lightly. You will need to document your injury thoroughly in order to prove your case. The injury almost always must be work-related, which means it occurred as a result of activity associated with your employment. Here are the steps you need to take to make sure that your case avoids delays and other problems:
- Notify your employer immediately about your injury.
- Obtain a statement with names, addresses and phone numbers of any witnesses.
- Get professional medical attention as soon as possible.
- Take several photos of the injury, regardless of what appears on X-rays.
- Document details of the incident, including witnesses in writing and submit it to your supervisor.
- Notify the steward of your union.
- Store medical information from your doctor in a binder.
- Follow your doctor's instructions completely.
- Take an independent medical exam (IME).
- Seek an experienced worker's compensation attorney.
What To Do Next
Contact Gaylord & Nantais to discuss the details of your situation and to ask questions for a deeper understanding of worker's compensation. The team has a solid track record at winning maximum settlements for their clients. Keep in mind that each state has its own rules about worker's compensation, which is one of the main reasons you should talk with attorneys who practice law in your state. They can also assist you in filing the necessary paperwork to get you started.